Jumbo Loans
Financing above conforming loan limits for higher-priced Arizona homes.
What are Jumbo Loans?
Jumbo Loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conventional loan limits. Rates on jumbo loans can differ from conforming loans. Jumbo Loans are typically used to buy more expensive homes and high-end custom construction homes, and typically require a higher down payment than conforming loans.
A good fit if you are
- Scottsdale, Paradise Valley, and North Phoenix luxury purchases
- Strong-credit buyers who need more than the conforming limit
- Self-employed and asset-heavy borrowers with complex income
- Second homes and high-value investment properties
How to get started
Apply online in about 15 minutes or book a call. We'll review your numbers, confirm the right program, and issue a pre-approval you can shop with.
Questions about Jumbo Loans?
Every scenario is different. Get an answer from a licensed loan officer, not a chatbot.
Call (480) 999-9842Book a CallPayment calculatorMore loan programs
Conventional Loans
Flexible terms, competitive rates, and low down payment options for well-qualified buyers.
Learn more →FHA Loans
Government-insured financing with 3.5% down and flexible credit guidelines.
Learn more →VA Loans
Zero down, no monthly mortgage insurance, and competitive rates for those who served.
Learn more →FHA 203k Loan
Buy and renovate with one loan. Purchase price plus repairs, one closing.
Learn more →Mortgage Refinance
Lower your rate, shorten your term, or turn equity into cash.
Learn more →Down Payment Assistance
3.5% or 5% of the purchase price toward your down payment and closing costs.
Learn more →All In One Loan
A first-lien HELOC that lets your income pay down principal every day. Run the simulator.
Learn more →Ready to make a move?
Get a straight answer in one call. No pressure, no runaround.