Rights for California residents

To exercise one or more of your rights, you or someone you authorize may call us at (480) 999-9842 or email ricky.khamis@epiqlending.com with the subject line "CCPA Request."

If you are a California resident you may have certain rights under the California Consumer Privacy Act (Cal. Civ. Code §1798.100 et seq.) regarding your personal information, including:

the right to request the specific pieces of personal information we collected about you; the categories of personal information we collected; the categories of sources used to collect the personal information; the business or commercial purposes for collecting your personal information; and the categories of third parties with whom we share your personal information, each as it pertains to our activities in the preceding twelve (12) months;
the right to request, on legitimate grounds, deletion of your personal information that we collected;
the right to have someone you authorize make a request on your behalf; and
the right not to be discriminated against for exercising any of these rights.

We also must provide in this online disclosure certain details about our collection and handling of categories of personal information. The information that follows shows the types of personal information we may collect about California residents who are subject to the CCPA, the sources from which we collect it, and the ways in which we use and disclose it.

Personal information

Categories of personal information

Personal identifiers, including those listed in other California statutes: real name; alias; Social Security number; passport number; other government issued number; Green Card number; driver's license number; telephone number; email address; postal address; account name; online identifier; device identifier; IP address
Characteristics of protected classifications: date of birth/age; gender; military or veteran status; marital status; nationality; citizenship; request for family care leave; request for leave for employee's own serious health condition; request for pregnancy leave
Biometric information: fingerprint; voice recordings; keystroke patterns and rhythms
Professional or employment: title; salary; employment files; references
Education information: details of your education and qualifications
Financial details: bank account numbers; debit/credit card numbers; cardholder or accountholder name and details; transaction details
Commercial information: records of personal property; products and services purchased, obtained or considered; purchasing or consuming histories or tendencies
Internet or other electronic network activity information: browsing history, search history, information regarding your interaction with a website, application or advertisement
Geolocation data: any information used to identify your physical location
Communications, recordings, images: audio, electronic, visual
Inferences: any derivation of information, data, assumptions, or conclusions drawn from any of the above categories used to create a profile reflecting the consumer's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes

Our sources of personal information

We obtain your personal information when you provide it to us (e.g., where you contact us via email or telephone, website, or by any other means)
We collect personal information that you manifestly choose to make public, including via social media
We receive your personal information from third parties who provide it to us (e.g., our customers; credit reference agencies; and law enforcement authorities)
We collect or obtain personal information when you visit any of our sites or use any features or resources available on or through a site. Your device and browser may automatically disclose certain information (such as device type, operating system, browser type, browser settings, IP address, language settings, dates and times of connecting, and other technical communications information), some of which may constitute personal data

Use of information

Marketing/prospecting: communicating with you via any means (including email, telephone, text message, social media, post or in person), subject to applicable law; and maintaining and updating your contact information
Operation of our sites: operation and management; providing content; displaying advertising and other information; communicating and interacting with you
IT operations: management of our communications systems; IT security; IT security audits
Health and safety: assessments, record keeping, and compliance with related legal obligations
Financial management: sales; finance; corporate audit; vendor management
Research: market or customer satisfaction research
Security: physical and electronic security
Investigations: detecting, investigating and preventing breaches of policy and criminal offences, in accordance with applicable law
Legal compliance and legal proceedings
Improving our products and services
Risk management, audit, compliance and controls
Fraud prevention

Disclosure of information

You and, where appropriate, your family, your associates and your representatives
Anti-fraud services
Accountants, auditors, financial advisors, lawyers and other outside professional advisors, subject to confidentiality
Data aggregation services
Accreditation bodies
Third party service providers
Governmental, legal, regulatory, or other similar authorities and/or local government agencies, upon request or where required
Other third parties to comply with legal requirements such as subpoenas and court orders; to verify or enforce our terms of use, our other rights, or other applicable policies; to address fraud, security or technical issues; to respond to an emergency; or otherwise to protect the rights, property or security of our customers or third parties
Any relevant third party acquirer(s), in the event that we sell or transfer all or any relevant portion of our business or assets

Sale of personal information

Ricky Khamis - EPiQ Lending does not offer an opt-out from the sale of personal information because we do not engage in the sale of personal information as contemplated by the CCPA. As noted elsewhere in this disclosure, we share personal information with other businesses for a variety of reasons. While we often benefit from such exchanges, we do not share personal information for the sole purpose of receiving compensation for that information.

Changes to this disclosure

We may change this disclosure from time to time. When we do, we will let you know by posting the revised disclosure on this page with a new "Last Updated" date. Any changes will become effective when posted unless indicated otherwise.

California Consumer Privacy Act (CCPA) Disclosure