Loan Programs
We can help you make a purchase, lower your payment, take cash out, or consolidate debt. Pick a program to learn more, or call and we'll pick it together.
Conventional Loans
Flexible terms, competitive rates, and low down payment options for well-qualified buyers.
Learn more →FHA Loans
Government-insured financing with 3.5% down and flexible credit guidelines.
Learn more →VA Loans
Zero down, no monthly mortgage insurance, and competitive rates for those who served.
Learn more →Jumbo Loans
Financing above conforming loan limits for higher-priced Arizona homes.
Learn more →FHA 203k Loan
Buy and renovate with one loan. Purchase price plus repairs, one closing.
Learn more →Mortgage Refinance
Lower your rate, shorten your term, or turn equity into cash.
Learn more →Down Payment Assistance
3.5% or 5% of the purchase price toward your down payment and closing costs.
Learn more →All In One Loan
A first-lien HELOC that lets your income pay down principal every day. Run the simulator.
Learn more →Physician and Doctor Loans
Up to 100% financing with no mortgage insurance for MDs, DOs, dentists, veterinarians, pharmacists, CRNAs and nurse practitioners. Qualify on a signed employment contract before your first paycheck.
Learn more →Self-Employed and Bank Statement Loans
Qualify on deposits, a third-party profit and loss statement, or one year of returns instead of two. Built for business owners whose tax returns understate what they actually earn.
Learn more →DSCR Investor Loans
Qualify the property on its rent rather than your tax returns. No personal income, no debt-to-income ratio, and no added reserves for the rentals you already own.
Learn more →Asset Based and No-Income Loans
Turn a portfolio into qualifying income without selling anything. For retirees, buyers after a business sale, and anyone whose wealth does not look like a paycheck.
Learn more →More specialty and non-QM programs
ITIN, foreign national, written verification of employment, profit and loss only, non-warrantable condos, and other scenarios the big banks turn away. If your file is unusual, that is exactly where we do our best work.
Ask about your scenarioReady to make a move?
Get a straight answer in one call. No pressure, no runaround.