All In One Loan
Pay off your home years sooner and save on interest by putting your idle cash to work every single day.
How it works
The All In One Loan combines a 30-year first-lien home equity line of credit with full banking functionality. Your paycheck deposits go straight against your principal, your daily balance drops, and you pay interest only on what's left. Spend what you need, when you need it, and the rest keeps working.
- Deposits reduce principal the day they land
- Interest is calculated on the daily balance, not the original loan
- Access your equity anytime without a refinance
- Typical borrowers can pay off in a fraction of 30 years
Is it right for you?
The AIO works best for disciplined households with positive monthly cash flow. It is not for everyone, and we'll tell you if it isn't for you. Run your own numbers below, then let's talk.
Book an AIO reviewCall (480) 999-9842Run the simulator
Simulator provided by All In One Loan. Results are illustrative and not a commitment to lend. If the simulator does not load, open it at allinoneloan.com or call us.
Ready to see your payoff date?
One review call and you'll know exactly what the AIO does for your numbers.