Ricky Khamis's Blog: Season's greetings and happy New Year! Ricky Khamis Branch Manager

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Season's greetings and happy New Year! Ricky Khamis Branch Manager

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Ricky Khamis
President Team Growth
Amerifirst Financial, Inc
Phone: 480-359-7908
Fax: (480) 907-1451
License: NMLS173141
ricky@ApprovingAZ.com
www.ApprovingAZ.com
  Happy Holidays and Happy New Year  
     
 

Season's greetings and happy New Year! I hope you've enjoyed a very happy holiday season with friends and family.

I also sincerely hope you have been enjoying your complimentary subscription to the MORTGAGE MARKET GUIDE WEEKLY. Your next full issue will arrive "hot off the press" next week. In the meantime, if you're going to be traveling on or after the New Year's holiday--or anytime you take a road trip--be sure to follow the tips below and share them with your clients, colleagues, friends, and family.

The MORTGAGE MARKET GUIDE WEEKLY is the industry's leading publication of this type, and I'm pleased to provide this valuable resource to you. If you feel that any of your clients, friends, family members or associates would benefit from keeping up-to-date on market and economic trends with this easy-to-read format, please let me know and I will be happy to add them free of charge. 

 
     
  The Mortgage Market Guide View...  
     
 
 

How to Prepare for Holiday Road Travel

Make sure your vehicle is in good working condition and stocked with these must-haves before you hit the road.
By Cameron Huddleston, Kiplinger.com

Winter seemed to have announced its presence a few weeks ago when heavy snow covered states in the Midwest. The winter storm also serves as a reminder to people who plan to travel by car over the holidays that they need to prepare now before hitting the road. That means you might have to spend a little money now to get your vehicle ready for winter weather. Doing this, though, could help you avoid an emergency situation that would require you to spend big bucks.

For starters, make sure you stock your vehicle with these must-haves recommended by auto insurer Progressive:

  1. First-aid kit
  2. Bottled water
  3. Jumper cables
  4. Emergency phone numbers of family and friends
  5. Insurance information
  6. Fire extinguisher
  7. Empty gas can
  8. Flares
  9. Spare tire
  10. Jack

Before you embark on a trip, AAA recommends that you do the following:

  • Have your vehicle inspected to make sure it's in peak operating condition.
  • Make sure that you have good tires for bad winter driving and that they're properly inflated.
  • Don't mix radial tires with other types.
  • Add extra weight to your car if you have rear-wheel drive.
  • Keep fluids, including window washer and anti-freeze, full.
  • Keep at least half a tank of gasoline in your car at all times to avoid gas line freeze-up.
  • Put blankets in your vehicle to keep you warm if you're stranded.
  • Make sure you have a flashlight, window scraper and batteries in your vehicle.

For advice on dealing with bad road conditions and emergency situations, see AAA's Winter Driving Tips.

Reprinted with permission. All Contents 2012 The Kiplinger Washington Editors. Kiplinger.com.

Economic Calendar for the Week of December 31 - January 04

Date
ET
Economic Report
For
Estimate
Actual
Prior
Impact
Wed. January 02
10:00
ISM Index
Dec
50.5
 
49.5
HIGH
Thu. January 03
08:15
ADP National Employment Report
Dec
130K
 
118K
HIGH
Fri. January 04
08:30
Non-farm Payrolls
Dec
150K
 
146K
HIGH
Fri. January 04
08:30
Unemployment Rate
Dec
7.7%
 
7.7%
HIGH
Fri. January 04
08:30
Hourly Earnings
Dec
0.2%
 
0.2%
HIGH
Fri. January 04
08:30
Average Work Week
Dec
34.5
 
34.4
HIGH
Fri. January 04
10:00
ISM Services Index
Dec
54.0
 
54.7
Moderate
     
National Disclaimer AmeriFirst Financial, Inc., 1550 E. McKellips Road, Suite 117, Mesa, AZ 85203 (NMLS # 145368). 1-877-276-1974. Copyright 2012. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. AmeriFirst is required to disclose the following license information: Click Here for Licensing Information. 
 

The material contained in this newsletter has been prepared by an independent third-party provider. The content is provided for use by real estate, financial services and other professionals only and is not intended for consumer distribution. The material provided is for informational and educational purposes only and should not be construed as investment and/or mortgage advice. Although the material is deemed to be accurate and reliable, there is no guarantee it is without errors.

As your mortgage professional, I am sending you the MMG WEEKLY because I am committed to keeping you updated on the economic events that impact interest rates and how they may affect you.

Mortgage Market Guide, LLC is the copyright owner or licensee of the content and/or information in this email, unless otherwise indicated.   Mortgage Market Guide, LLC does not grant to you a license to any content, features or materials in this email.   You may not distribute, download, or save a copy of any of the content or screens except as otherwise provided in our Terms and Conditions of Membership, for any purpose.

 

You received this email as a result of your ongoing business relationship with Ricky Khamis. While beneficial to a wide audience, this information is also commercial in nature and it may contain advertising materials.

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Ricky Khamis
NMLS 173141 | LO-0911814 | CA-DOC173141
Branch Manager | Corporate Office
Arizona and California CE Instructor

Email: Rick@amerifirst.us

480-344-1900 office
602-758-7425 mobile
480-339-1615 fax

AMERIFIRST FINANCIAL, INC.
NMLS 145368 

1550 E. McKellips Rd, Suite 117
Mesa, AZ 85203
480-344-1900
1-866-276-12974
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Amerifirst Financial Disclosure-  The opinions expressed here are the personal opinions of Ricky Khamis.  Content published here is not read or approved by Amerifirst Financial before it is posted and does not necessarily  represent the views and opinions of Amerifirst Financial.

Comment balloon 0 commentsRicky Khamis • December 31 2012 11:03AM

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