Ricky Khamis's Blog


Every Realtor should be using this system

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Ricky Khamis
NMLS 173141 | LO-0911814 | CA-DOC173141
Branch Manager | Corporate Office
Arizona and California CE Instructor

Email: Rick@amerifirst.us

480-344-1900 office
602-758-7425 mobile
480-339-1615 fax

NMLS 145368 

1550 E. McKellips Rd, Suite 117
Mesa, AZ 85203


Amerifirst Financial Disclosure-  The opinions expressed here are the personal opinions of Ricky Khamis.  Content published here is not read or approved by Amerifirst Financial before it is posted and does not necessarily  represent the views and opinions of Amerifirst Financial.

Comment balloon 4 commentsRicky Khamis • September 08 2008 12:37PM
Every Realtor should be using this system
Down Payment Assistance Program - There is STILL TIME!!!
You have until the end of business on the 17th of September to get your loan submitted with the use of Seller assisted funds. After that it is GONE maybe to be back some day, maybe not but why risk it? There are many sellers out that that… more
Top Arizona Spots - Must see Destinations
Monument Valley: Monument Valley which has been the scene for many wild west movies. At monument valley, there are loads of massive rock formations, in all sorts of shapes and sizes. From tiny to colossal, if visiting or residing in… more
Bankruptcy and Foreclosure Changes to Lending
Ann. 08-16: Bankruptcy, Foreclosure, and Conversion of Principal Residence Policy Changes; and Revised Property Value Representation and Warranty Requirements (06/25/08) Introduction With this Announcement, Fannie Mae is… more
Down Payment Assistance gone and Required Down payment goes up
Very importnat to note that you have until October 1st 2008 to get into a home using Down Payment Assistance. After that point you will only be able to borrow or get a gift from direct family members. Ricky Khamis, CMPS… more
First Time Home Buyer Tax Credit
Here is the Exact Bill as signed into law today: Generally speaking: First TIme home Buyers will recieve a Tax Credit in an amount equal to 10% of the purchase price or 8, 000. 00 whichever is less. There is a limitation on how long you have to keep… more
Housing Relief Signed into law!!! Finally
400, 000 homeowners could possibly replace their mortgage with more affordable, government-insured loans. The program is voluntary and the lenders MUST agree to take a sizable loss, reducing the principal of each loan, before they can be refinanced… more
Credit Coach - Chandler Credit Coaching Building Better Borrowers
ENSURE YOUR FUTURE TODAY! The world of credit and home financing has changed and is fraught with risks that didn't exist months ago. In this day and age there is only one way to safeguard your credit that will bring you increased financial… more
Down Payment Assistance might be GONE…
I received this email this morning regarding the pending legislation regarding Down Payment Assistance. I don't know about you, but this will seriously affect my business in the short and long term. The problem isn't the "program" for… more
Tip of the week - Technology
Done completely with SnagIT -- 5 minutes total time. more